A stack of five horizontal gray rectangles of varying lengths, each aligned left. The top right corner of each rectangle is folded over in black, resembling a page being turned. The background is black.
America’s small businesses.

Backed by banks.

Across the country, small businesses make up 99.9% of all U.S. businesses and employ 45.9% of U.S. private sector workers.1 And banks are backing them at every stage of their growth, preparing them for what’s next.

ROOTED IN
COMMUNITIES

Banks have an enduring presence in communities across America, with branches that serve as anchors for local residents and businesses. Many banks also have small business advisors who specialize in their specific local community and market, providing small business owners with financial guidance and regional expertise and knowledge.

Having a readily accessible bank branch is important, according to:2

of businesses with $1M–$5M in revenue
0 %

&

of businesses with $5M–$10M in revenue
0 %
A man in a blue cap, navy hoodie, and black vest smiles while operating machinery in an industrial setting.
A man in a blue cap, navy hoodie, and black vest smiles while operating machinery in an industrial setting.

fueling
ambition

Banks are a primary engine of small business success, providing flexible capital that powers resilience, growth, and innovation. From start-up loans to lines of credit, banks are helping entrepreneurs turn their vision into reality.

In 2023, two-thirds of small businesses sought financing from a bank.3

Banks meet small businesses where they are—and help them grow from there.

of small business loan originations are for amounts under $100,000, with over half of them going to firms with revenues of $1 million or less.
0 %
A woman in a plaid shirt and blue gloves works under the hood of a car in a garage, focusing intently on the engine.
A woman in a plaid shirt and blue gloves works under the hood of a car in a garage, focusing intently on the engine.

A PARTNER FOR
POLICYMAKERS

Banks help translate policy into real-world results through secure systems, rapid-response infrastructure, and financing that reaches small businesses when it matters most. They connect policy to people, making sure businesses aren’t left waiting for the help they’ve been promised.

The Small Business Administration (SBA) relies on banks to provide affordable, flexible financing.

Banks originate 9 out of 10 SBA-backed 7(a) loans, America’s most common government-backed small business loans.4

A man wearing a gray shirt and overalls stands outdoors, holding a wooden crate filled with red apples and green leaves. The background is blurred, showing trees and grass, suggesting an orchard or farm setting.
A man wearing a gray shirt and overalls stands outdoors, holding a wooden crate filled with red apples and green leaves. The background is blurred, showing trees and grass, suggesting an orchard or farm setting.

Supporting What's Next

Banks support businesses at every stage of growth—whether they’re just getting started or taking the next step to expand.

Learn How